How It Works

LoanKin has an easy 3-step process:

  1. Start Your Loan with our quick and easy online application.
  2. Once your application is complete, your loan will immediately be on the system.
  3. Your loan will be tracked every step of the way allowing you to view your account activity and easily manage your loan from setup through payoff.

If you ever want to change or modify your loan, you can do it when it is convenient for you.


We communicate with our borrowers and lenders online via email. All information with regard to your account, including a fee schedule for specific requests, will be accessible online. Notices and updates are posted regularly online and we encourage our customers to check there often.

Flexible Payment Options

Borrower —

We encourage you to take advantage of our free auto debit service. We also accept payment online.

Lender —

For your convenience you will receive an automatic credit to your account once per month from LoanKin.

End-Of-Year Reporting:

LoanKin will provide an end-of-year statement on the website reflecting the previous year’s loan activity. The information provided is important tax and financial information, which may be useful in preparing your state and federal tax returns.

LoanKin does not provide tax advice.

Loan Term Changes

As life events change, so can your loan. Modifications of payment terms are available upon request with lender and borrower authorized agreement.